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In a nutshell, Payoff specialize in one service and one service only – paying off credit card debt.If you’re thinking about using Payoff for this purpose, then we would suggest reading our comprehensive review.
As such, you might be offered a lower amount than you originally asked for.In terms of the settlement process itself, Payoff has partnered with white-label banking provider First Electronic Bank to facilitate its loans.Once a loan is approved, Payoff then proceed to settle the customer’s outstanding credit card(s).In terms of the length of the loan agreement, this will vary between two and five years.Payoff note that you have the option of choosing the loan term duration, as long as it falls within the parameters of two-to-five years.
Are you currently in a position where you have debt stacked across one or more credit card? Not only this, but attempting to manage repayments on multiple credit cards can be a daunting task, especially if repayment dates are scattered throughout the month.