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And regardless of whether you think Social Security’s future is secure, the fact remains that you shouldn’t plan on living exclusively off your Social Security benefits.
The Social Security Administration also makes annual Cost of Living Adjustments, even as you collect benefits.
Conversely, you can claim as early as age 62, but taking benefits before your full retirement age will result in the Social Security Administration docking your monthly benefits.
The bottom line: You’re eligible for Social Security Benefits if you’ve paid into the system for at least a decade, but your actual benefits will depend on what age – between 62 and 70 – you begin to claim them.
It’s a different story when it comes to disability benefits.” He then goes on to apply this general definition to a series of separate questions that help illustrate how the rule works in practice.
These days there’s a lot of doom and gloom about Social Security’s solvency - or lack thereof.
After you completely fill out the application, we will ask you to confirm the truthfulness of the answers to the best of your knowledge, under penalty of perjury, and your response will be recorded.